Expense Ratio Pressure
Expense compression against a contracting premium base demands architectural efficiency, not cost-cutting.
Shepherd Insurance Acquires Pair of Indiana Agencies
Shepherd Insurance has acquired two Indiana agencies in quick succession, adding Indianapolis-based Capitol Insurance Group — a family-owned operation…
My New Markets
The quiet expansion of specialty healthcare liability into allied and miscellaneous professional segments is not a story about product innovation. It is a…
Huntress and Acrisure launch no-deductible cyber insurance…
The announcement that Huntress and Acrisure have launched a no-deductible cyber insurance programme tied directly to verified deployment of managed…
American Coastal’s Q1’26 CoR hits 66%
American Coastal Insurance Corporation has reported a combined ratio of 66% for Q1 2026, holding almost precisely flat from 65% in Q1 2025. On its face,…
US P&C insurance industry saw strongest underwriting results in…
Fitch Ratings has confirmed what many in the London Market have been watching closely: the US property and casualty insurance sector delivered its…
APOLLO launches automated Additional Insured coverage for…
APOLLO Exchange has quietly released a feature that most London Market technologists will read as routine product news. It is not. Automated Additional…
Property rate declines to pressure top-line growth in 2026: TD…
TD Cowen's latest analysis confirms what many London Market operators have been quietly observing: the property rate correction is accelerating, with…
SubstanceAI seeks $2 million in new offering
SubstanceAI's pursuit of $2 million in fresh capital represents more than another insurtech funding round. It signals a fundamental shift in how…
Felix raises $1.7 million to automate insurance workflows
Felix's $1.7 million funding round represents more than another insurtech capital injection. It signals a fundamental shift in how the insurance industry…
Reinsurers’ ROEs to exceed their cost of capital in 2026: Aon
Reinsurers posting 17% returns on equity for 2025 represents more than cyclical recovery—it signals the emergence of operational discipline as the…
London Market insurance set for moderate profitability amid…
AM Best's stable outlook for the London Market, accompanied by expectations of "moderate profitability" through 2026, represents more than routine rating…
Who Owns the Customer? Carrier-Agency-Producer-Client…
The traditional distribution architecture of the insurance industry is fragmenting at accelerating pace. As carriers expand their direct-to-consumer…
WTW Survey: Insurers Using Advanced Analytics and AI See Strong…
WTW's latest survey reveals what many London Market practitioners have suspected: insurers deploying advanced analytics and AI are achieving demonstrably…
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